by Grant Holmes | Jan 7, 2026 | Homeownership, Mortgages, Utah
Ogden has quietly become one of Northern Utah’s most appealing places to put down roots. With a strong sense of community, access to the outdoors, and a housing market that still offers relative value, homeownership in Ogden can be a smart long-term move for buyers at...
by Grant Holmes | Jan 7, 2026 | DPA, Grants, Mortgages
If you’ve been dreaming of buying a home in Ogden but saving for the down payment feels impossible — good news is on the horizon. Ogden City’s Own in Ogden program is coming back with funding starting January 1, 2026 — and it could be the helping hand you’ve been...
by Grant Holmes | Nov 20, 2025 | DPA
Yes! Many programs are still active in 2025. Utah Housing, Own in Ogden, and federal FHA programs continue to support new buyers. Even in today’s market, first-time buyer programs remain strong. Utah Housing loans are available statewide, while city programs like Own...
by Grant Holmes | Nov 20, 2025 | Grants, Mortgages
Yes, they can be excellent options if used properly. Utah’s first-time buyer loans often have fixed rates, low down payment options, and flexible qualification guidelines. Blog: First-time buyer loans aren’t just good—they’re designed to make ownership possible. FHA,...
by Grant Holmes | Nov 20, 2025 | Mortgages
Yes, first-time home buyer programs are often worth it because they can reduce your out-of-pocket costs through grants, down payment assistance, and lower interest rates. In Utah, programs like Utah Housing and Own in Ogden provide incentives that make buying a home...