Utah Down Payment Assistance Programs
Overview
Buying a home in Utah can feel out of reach when you need a large down payment. Supreme Lending Utah offers several Down Payment Assistance (DPA) programs to reduce or even eliminate your upfront costs. These programs help you achieve homeownership sooner and keep more of your savings for moving or renovations.
Key Features
✔ Multiple Program Options – including our exclusive Supreme Dream DPA for Utah homebuyers.
✔ Supreme Dream DPA – Choose a 3.5% forgivable grant or a 5% repayable second lien, perfect for using toward your down payment and/or closing costs in Utah, Texas.
✔ Lower Cash to Close – Reduce out-of-pocket expenses to buy a home in the Utah area.
✔ Combine With Other Loans – Works with FHA, VA, USDA, or Conventional loans.
Eligibility & Guidelines
✔ Must occupy the property as a primary residence within Utah
✔ Income and purchase price limits vary by county
✔ First-time homebuyer status is common but not always required.
✔ Minimum credit score usually starts at 620–640.
Ideal For
✔ First-time buyers purchasing new homes in Utah
✔ Buyers who qualify for a mortgage but lack a large down payment.
✔ Families wanting to preserve savings while buying in a competitive Utah housing market.
Our local Utah mortgage experts understand each DPA program and will match you with the best option for your goals. We simplify the process so you can focus on finding your ideal Utah home.
Contact Supreme Lending Utah to explore all your loan and down payment assistance options in Utah, Texas and start your path to homeownership today. >>>